Last April, an Oregon judge ordered Portland State University to show cause why it shouldn’t be held in contempt for harassing a former student after bankruptcy. Court records show the former student owed PSU unpaid tuition for classes in fall
These FAQ about discharging student loans are excerpts from Oregon Student Debt: How to wipe out student loans in Oregon bankruptcy courts (2016).
The questions and answers are taken from actual discharge case opinions from the Ninth Circuit Court of Appeals, Ninth Circuit Bankruptcy Appellate Panel, Oregon district court, and Oregon bankruptcy court. For a free printed copy of our 84-page guide book, call 503-362-9393. To read the eBook online for free, click here. Author Michael Fuller practices consumer law as a partner at Olsen Daines PC. He teaches consumer law as an adjunct professor at Lewis & Clark Law School.
ANSWER: Check the federal student loan data system and get your free credit reports. Find Your Student Loans Your federal loans are listed in the National Student Loan Data System. You will need a PIN to check the federal system. Your private loans are
QUESTION: Can I own or lease a new car and still meet the first Brunner prong? ANSWER: You can buy a new car and still wipe out your student loans. However, your car must be economical. Avoid driving luxury cars or
QUESTION: Can I have retirement savings and still meet the first Brunner prong? ANSWER: Retirement savings may not be possible if you are having trouble paying your student loans. The court is more likely to forgive your student loans if you are not putting